Welcome to 2019! Statistical data always takes a while to go from real world to data gathers to data analysts like me. Some November 2018 data is available for housing prices and employment plus full year residential mortgage rates.

It will be very interesting to see what the new year brings. Our past friend – 2018 – was a tale of two halves. Strong first half but it looks like we ran out of gas at year end. The bright spot, employment, broke out of its funk to end on a high note. Will it continue? Will people finally get tired of high Bay Area prices and just say no?